Links to C.L.E./Type Discussions Pertaining to Bankruptcy, Article 9, and other Debtor-Creditor Matters

Prepared, edited, and copyrighted © 1998 by Arnold B. Cohen, Professor of Law, Villanova University School of Law. All rights reserved. Please click here for legal restrictions and terms of use applicable to this site. Use of this site signifies your agreement to the restrictions and terms of use.

Contents of Subject Matter Areas
The Loan Application Process
Drafting Loan and Related Agreements
Collection, Execution, and Garnishment
Article 9 Matters
Drafting Security and Related Agreements
Bankruptcy Matters
Drafting Bankruptcy Documents
Miscellaneous Matters

Recent News Items of Interest
Bankruptcy Law Changes: Code, Rules, Forms

The Loan Application Process:

• Bank Credit Cards: Application Process
• Loan Application Process: Unsecured Consumer Loans
• Loan Application Process: Car Loans
• Loan Application Process: Unsecured Commercial Loans
• Loan Application Process: Unsecured Term Loans, Lines of Credit, and Guarantees
• Loan Application Process: Secured Term Loans and Lines of Credit
• Difference Between Unsecured and Secured Credit Cards
• Consumer Credit Reports
• Business Credit Reports
• Bank Commitment Letters

Drafting Loan and Related Agreements:

• Preparation of Working Capital Agreements - Unsecured
• Preparation of Equipment Loan Agreements - Unsecured
• Preparation of Combined Equipment Loan & Security Agreements
• Preparation of Combined Working Capital Line of Credit Loan & Security Agreement

Collection, Execution, and Garnishment:

• Handling of Problem Commercial Loans by a Bank's Internal Work-out & Asset Recovery Department
• Collection of Overdue Consumer Accounts by Independent Collection Agencies
• Collection of Overdue Commercial Accounts by Independent Collection Agencies
• Collection of Overdue Consumer and Commercial Accounts (combination of above two transcripts)
• Executing on Personal Property -- in general
• Executing on O.J. Simpson's Property
• Creditors' Actions in Collecting Defaulted Car Loans
• Judicial Sales
• Appraisal of Property in Connection with Sales
• Garnishing Wages and Bank Accounts
• Confession of Judgment Clauses

• News Articles:
• Efforts to Collect the $33.5 Million Judgment in the O.J. Civil Cases
• Insurance from Suicides Being Used to Pay off Debts

Article 9 Matters:

• The Filing and Search Procedure for UCC Financing Statements

Drafting Security and Related Agreements:

• Preparation of Equipment Security Agreements
• Preparation of Working Capital Line of Credit Security Agreements
• Preparation of Combined Equipment Loan & Security Agreements
• Preparation of Combined Working Capital Line of Credit Loan & Security Agreement
• Preparation of Assignment of Security Interest - Focus on Assignor's Customer
• Preparation of Assignment of Security Interest - Focus on Chattel Paper
• Preparation of Subordination Agreements Pertaining to Secured Creditors

Bankruptcy Matters:

• The Beginnings of a Consumer Bankruptcy Case -- Representing the Debtor
• Exemption Planning
• The Beginnings of a Business Bankruptcy Case -- Representing the Debtor
• Official Form No. 1 -- Voluntary Petition
• Official Form No. 6 -- Schedules
• Schedule A -- Real Property
• Schedule B -- Personal Property
• Schedule I -- Current Income of Individual Debtor(s)
• Schedule J -- Current Expenditures of Individual Debtor(s)
• Official Form No. 7 -- Statement of Financial Affairs
• The Beginnings of a Bankruptcy Case -- Representing Creditors
• Official Form No. 5 -- Involuntary Petition
• The Chapter 7 Trustee and Counsel
• Obtaining Information about Property of the Estate
• Representing Unsecured Creditors in Consumer Chapter 7 Cases - in general
• Representing Debtors in Chapter 13 Cases
• Sample -- Chapter 13 Plan
• Representing Unsecured Creditors in Consumer Chapter 13 Cases - in general
• Motions for Relief from the Stay
• Trustee's Action to Avoid Preferences and Other Transfers
• Sample -- Trustee's Complaint to Avoid Preference
• Sample -- Answer to Trustee's Complaint to Avoid Preference
• Sample -- Order re Avoiding a Preference
• Debtor's Power to Avoid Certain Liens and Preferences
• Sample -- Debtor's Motion to Avoid Judicial Lien and Preferences
• Representing Creditors in Chapter 11 Cases -- [to be supplied]

Drafting Bankruptcy Documents:

• Preparing Chapter 13 Plans

Miscellaneous Matters:

• Lender Liability in Commercial Loan Matters
• Notice Requirements, Defaults, and Terminating Commercial Loans
• Bulk Sales and Article 6 of the UCC
• The Federal Tax Lien

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